Forex
What is Forex?
The Foreign Exchange Market is a non-stop cash market where currencies of nations are traded. It is the largest financial market, trading at more than $2.9 trillion a day. The global currency market has been the market of choice for global hedge funds and institutional investors for years. Now, more than 4,600 international banks and thousands of small and large scale speculators participate in this highly liquid market. This exciting and rapidly growing financial market is now available to individual investors. With as little as a few hundred dollars, you can take part in this market that is open 24 hours a day, 6 days a week. The barriers to entry are very low; traders can enter the market whenever and wherever they please. Foreign currencies are bought and sold across local and global markets constantly and simultaneously. Traders' investments are affected by the increase or decrease in currency value movements. It can change at any time in response to real-time events.
- Download: Introduction to Foreign Exchange.pdf
How Are Profits Made in the Forex Market?
Profits are made by utilizing margin trading, where a relatively small amount of money is required in order to control much larger positions in the market. Always remember that trading currencies is risky and you may lose some or all of your investment. Also, this high degree of leverage without proper risk management can lead to both large gains as well as large losses. Brokers normally require a 1% margin deposit. Therefore $1000 controls $100,000 of the traded currency.
Currencies are traded in lots, 1 lot is equal to $1000 which controls $100,000 in currency. A margin call occurs when your trading account drops below this minimum of $1000 per traded lot. If this occurs, your broker may close your position automatically.
Currencies are traded on a price interest point system (pip). Each currency pair has its own pip value. A trader's goal is to capture as many profitable pips as possible. Some pip values are fixed while others can fluctuate slightly as one currency gains or loses strength against the other. The more pips you accumulate, the more profit you will earn.
For more information on foreign exchange trading click below.
WGP managed FX accountAdvantages to Trading Forex
Trade 24 hours, 6 days a week
The Forex market never sleeps; it is a 24-hour continuous currency exchange
that almost never closes. A currency trader can access the market according
to his or her own schedule: morning, noon, or night. The market is open
from Sunday 4 p.m. through Friday 5 p.m. Eastern Time.
Liquidity
With more than $2.9 trillion changing hands daily, the Forex market
is extremely liquid. From your computer at home, you can open/close
your buy/sell position(s). Somewhere in the world, there are always
buyers and sellers actively trading foreign currencies. You are never
"stuck" in a position. Today's technology offers clients with various
risk management options such as stop loss orders as well as limits.
Leverage with Low Margin
In the Forex market, highly leveraged trading permits currency traders
to succeed and at the same time keep risk capital to a minimum. A small
margin deposit will allow traders to control a large total contract
value. For instance, an investor with $1,000 in his/her account can
trade up 100 times the value - $100,000. Traders will need to determine
the best leverage for themselves. Without proper risk management, a
high degree of leverage can lead to large losses as well as gains.
Trade in Rising & Falling Market
Currency trading is carried out in pairs; this allows traders to trade
during both the rise and fall of individual currencies. When you buy/sell
a particular currency, you actually simultaneously sell/buy the other
currency in that particular currency pair. Then when the market moves,
one of the currencies will increase in value relative to the other.
The volatility of the market creates many opportunities for traders
to capture profits through exchange rates, yet, you should be aware
of the possibility that you could sustain a loss of some or all of your
initial investment exists.
Zero or Very Low Commission Fees
For all the major currency pairs, the spread is usually around 2-5 pips.
The spread will vary depending on market condition, currency pair and the brokerage you select.
The trader's retail transaction cost is the bid/ask spread, Some brokers such FXCM do not
charge commissions fees at all.
No One Can Corner the Market
Being the largest financial market, no single entity will be able to
control the market price for an extended period of time. Even the interventions
by the central banks are becoming increasingly ineffectual and short
lived.
Forex VS Stocks
Forex Trading is Simpler
The Forex market consists of only seven major currencies, U.S. Dollar
(USD), Euro (EUR), British Pound (GPB), Swiss Franc (CHF), Japanese
Yen (JPY), Canadian Dollar (CAD) and the Australian Dollar (AUD). This
allows a trader to focus on which currencies to trade. Most currency
traders reside in one of the seven major currency nations giving them
the added benefit of understanding the factors that impact a currency.
Currencies are always traded in pairs and are normally traded against
the USD. In the equities market, there are over 40,000 stocks to choose
from. Which stocks do you choose?
Forex Trading Provides the Opportunity to Trade Regardless
of Market Direction
In the stock market, most investors make money when the price of a stock
is "up" or rising. But when stock prices are "down" or dropping (a bear
market) there is little chance for the retail investor to make serious
money.
One of the most exciting advantages of FX trading is the ability to trade whether a currency pair is 'up' or 'down'. We believe that a trader has an opportunity to trade when buying the currency pair (going long) at one price and selling it later at a higher price Conversely, he or she can 'short' a currency by selling the currency pair and buying it back later at a lower price. In either case, we think there is always a good market trading opportunity for a trader.
For example:
- If you think the Euro (EUR) will increase in value versus the US
Dollar (USD), then you will buy Euros and sell the US Dollar. You will
be "long" on the EUR/USD pair. (Since the EUR is in the first position
of the pair, it is our base currency for this trade)
- If you think the US Dollar (USD) will increase in value against the
Euro (EUR) then you will sell Euros and buy Dollars. You will be "short"
on the EUR/USD pair.
The most noticeable advantage is that the Forex market has a tendency to be in continuous motion resulting in numerous trading opportunities. As long as the trader picks the right direction, trading opportunities always exist. Keep in mind that the possibility of losing partial or your entire investment still exists.
Here are some of the clear advantages of the Forex market over equities:
| Advantages | Forex Market |
Stock Market |
| Open 24 hours, 6 days a week | Yes |
No |
| Zero or Very low commission fee | Yes |
No |
| High Liquidity enables you to get in and out of the market easily | Yes |
No |
| Able to trade whether the market is up or down | Yes |
No |
| Increased leverage | Yes |
No |
| No one can corner the market | Yes |
No |
Forex Provides More Leverage
The Forex market allows traders to place trades with larger leverage
than in most futures contracts. And, as a bonus, you can actually specify
the degree of leverage that you want to use while trading. With Forex,
you are able to trade with up to 400:1 leverage. In futures, there is
one margin rate for day traders and another for overnight positions,
and these rates vary depending on the size of the transaction. With
Forex, you are able to access the same margin rate daytime or nighttime.
Please remember, leverage is a double edge sword and without proper
risk management it can lead to large losses as well as gains.
Forex Provides Less Liability
Traders must have position limits for the purpose of risk management.
This amount is set relative to the money in a trader's account. Risk
is minimized in the spot FX market because the online capabilities of
the trading platform will automatically generate a margin call if the
required margin amount exceeds the available trading capital in your
account. Some or all open positions will be closed, regardless of the
size or the nature of positions held within the account. In the futures
market, your position may be liquidated at a loss, and you will be liable
for any resulting deficit in the account. When the funds in a Forex
trading account drop below margin requirements, any open positions will
be closed in order to protect the account from catastrophic losses.
If your strategy proves to be wrong and there is a significant move
against you, your liability will never exceed the value in your account.
Forex Provides Maximum Liquidity
The Forex market is the largest and the most liquid market in the world,
with the spot foreign exchange market accounting for an average of US
$2.9 trillion in transactions daily. The foreign exchange market can
absorb transaction sizes and trading volumes that would overwhelm the
capacity of other markets. The FCM will make best efforts to fill your
trade at the price requested.
Forex Trades 24 Hours a Day
Forex trading is your entrance to the world economy. Trading starts
on Sunday, 5:00 PM Eastern Time, with the opening of the markets in
Singapore and Sidney. Several hours later, the Tokyo market opens. Next
is London, which is open at 2:00 AM Eastern Time on Monday. By the time
the day begins in New York, the world currency markets have been working
for fifteen hours. You determine the time of your trades, reacting instantly
to any news or market pressures.
Forex offers Streaming Pricing and Rapid Execution
The FX market offers rapid execution. Your trading is based on real
time streaming currency prices, as brokerage firms will make best efforts
to fill your trade at the price requested even in fast moving markets.
Forex Enables Automatic Rollovers
Forex enables open positions to be rolled over automatically for open
positions that are kept past 5:00PM Eastern Standard Time. Your account
automatically rolls over any open positions, swapping the trade forward
to a settlement date two business days in the future. Rolling over a
position includes some carrying costs, which is also true with futures.
Rolling over a Forex position can sometimes give you an opportunity to earn interest, as carrying cost is determined by the difference between interest rates for the two currencies. Nevertheless, you can end up paying interest when rolling over a forex position. If you are long in the currency pair with the higher interest rate you can receive interest. Conversely, if you are long in the currency with the lower rate you will pay interest. Gains and losses are ascertained by the differential between the interest rates of the two currencies and it can fluctuate daily.

